Annual US auto insurance cost of full-coverage fell 6%
The average annual US auto insurance cost of full-coverage coverage fell 6% in 2025 to $2,144, according to Insurify. US auto insurance rates declined in 39 states
Maura Healey’s budget trims $100 mn from the Group Insurance Commission
Florida advanced SB 632, trimming liability requirements for rideshare drivers
Illinois DOI resets filing instructions for annual insurance supplier diversity
New legislation aimed at reforming the federal Hurricane Insurance Protection
Georgia drivers are expected to save approximately $17.7 mn in 2026
FEMA released draft versions of updated flood maps
AIG, Onex and Convex have completed a $7 bn transaction that reshapes insurer ownership
OpenAI approved the first AI application from an insurer within ChatGPT
US property and casualty insurance market to continue softening through 2026
US auto insurance costs continue to climb alongside vehicle prices
Insurance News in the United States
Up-to-date U.S. insurance news. We are Beinsure’s media partner – cover health insurance, cyber insurance, auto insurance, life insurance, property and casualty insurance updates, regulatory news in the United States. Stay ahead of insurance trends, insights, and industry news!
Illinois DOI resets filing instructions for annual insurance supplier diversity
The Illinois Department of Insurance issued Company Bulletin. It replaces CB 2024-09 and resets filing instructions for annual insurance supplier diversity reports
Massachusetts ruled that a reinsurer retains the right to claim trust fund reimbursement
A Massachusetts appeals court ruled on January 30 that a reinsurer retains the right to claim trust fund reimbursement even after a self-insured employer enters bankruptcy
Kansas returned to a policy fight that now carries personal weight
Kansas Insurance Commissioner Vicki Schmidt has returned to a policy fight that now carries personal weight.
Court declined to hear a challenge to the Boy Scouts of America’s $2.46 bn settlement of sex abuse claims
The U.S. Supreme Court declined to hear a challenge to the Boy Scouts of America’s $2.46 bn settlement of sex abuse claims, shutting down
Authorities in Vermont have dismissed sexual assault charges against David McElroy
Authorities in Vermont have dismissed sexual assault charges against David McElroy, a former senior executive at American International Group.
Delaware Court upheld a ruling requiring insurers to pay a $28 mn D&O liability claim
The Delaware Supreme Court upheld a ruling requiring insurers to pay a $28 mn directors and officers liability claim, rejecting the argument that a bump-up exclusion barred coverage
Gallagher Re recorded a sharp reset in cyber reinsurance pricing
Gallagher Re recorded a sharp reset in cyber reinsurance pricing at the 1 January 2026 renewals, with risk-adjusted rates for aggregate excess of loss protection down 32%
Cyber startup Zepo Intelligence closed a €12.8 mn Seed round
Cybersecurity startup Zepo Intelligence, focused on protecting organizations from AI-driven, human-targeted social engineering attacks, has closed a €12.8 mn Seed round
Data Discipline: A Crucial Factor for Cyber Insurance Profitability in 2026
CyberCube argues actionable data and tighter operations will shape results for cyber insurers and reinsurers over the next year
CrowdStrike Investor Fraud Lawsuit Dismissed by US Judge in 2024 Outage Case
US Federal Judge dismissed a lawsuit brought by shareholders of CrowdStrike, an American cybersecurity company known for its cloud-native platform that protects corporate
Cyber incidents again rank as the leading global business risk heading into 2026
Cyber incidents again rank as the leading global business risk heading into 2026, while artificial intelligence surged into second place, according to the latest Allianz Risk Barometer
Cyber reinsurance market entered the renewals with capacity well beyond what buyers needed
The cyber reinsurance market entered the Jan. 1, 2026 renewals with capacity well beyond what buyers needed, levels that would have seemed unrealistic only a few years ago
Latest Insurance News
- Annual US auto insurance cost of full-coverage fell 6%
- Connecticut wants $1 mn to study a government-backed, privately run health insurance plan
- Maura Healey’s budget trims $100 mn from the Group Insurance Commission
- Florida advanced SB 632, trimming liability requirements for rideshare drivers
- Illinois DOI resets filing instructions for annual insurance supplier diversity
- New legislation aimed at reforming the federal Hurricane Insurance Protection
- Georgia drivers are expected to save approximately $17.7 mn in 2026
- FEMA released draft versions of updated flood maps
- AIG, Onex and Convex have completed a $7 bn transaction that reshapes insurer ownership
- OpenAI approved the first AI application from an insurer within ChatGPT
Must Read
Carpe Data will provide insurers with instant access to fraud detection tools
Carpe Data folds its next-gen claims intelligence into Verisk’s ClaimSearch platform, a move that gives insurers instant access to its injury-claim fraud tools without wrestling
Changes in Florida Hurricane Fund Retention and Insurance Payouts Explained
House Bill 1349 would require the hurricane fund to set its base retention at $8.5 bn, nearly doubling the $4.5 bn level required under current statute.
Charles Bassett Appointed as Head of Arizona Insurance and Financial Regulation
Gov. Katie Hobbs appointed Charles Bassett as the next director of the Arizona Department of Insurance and Financial Institutions (DIFI), selecting a veteran public policy attorney to lead the state’s…
OpenAI flagged a jump in demand from insurers as generative AI models shift
OpenAI flagged a sharp jump in demand from insurers and financial firms as generative models shift from experiments to core infrastructure
Planetun will audit a technology workflow for the Brazilian insurance market
Planetun says it’s pushing even harder into AI, not because it needs a fresh buzzword, but because demand for remote checks never retreated after the pandemic years
Carpe Data will provide insurers with instant access to fraud detection tools
Carpe Data folds its next-gen claims intelligence into Verisk’s ClaimSearch platform, a move that gives insurers instant access to its injury-claim fraud tools without wrestling
Major insurers are scrambling to wall off their exposure to AI failures
AIG, WR Berkley, and Great American have each asked regulators to approve new exclusions letting them deny claims tied to the use or integration of AI systems
Insurance customers say AI helps insurers more than policyholders
Insurance customers don’t reject artificial intelligence outright, but they’re convinced the technology mainly boosts insurer profits, not their own experience
Insurance faces rising cyber risk from AI Model Context Protocol tech
The insurance sector is staring at a fast-moving cyber threat tied to Model Context Protocol technology, the connective plumbing that lets AI models interact
Telematics-based auto insurance has gained traction in Maryland
House Resolution seeks to ban auto insurers from using non-driving-related factors
Louisiana reviewing Bill 258, which adds penalty for insurers that raise auto insurance rates
North Carolina proposed 22% average increase in auto insurance rates
State Farm cuts private-passenger auto rates in California by 6.2%
ADAS tech reshapes crash handling for insurers and drivers
Modern Life raised $20 mn to scale its AI powered life insurance platform
Florida bill targets tighter rules for employer-owned life insurance
US customer satisfaction in the individual life insurance market looks stable
Kansas City Life clears class-action consolidation in $45 mn COI case
New York Life combines asset units into $785bn global platform
MetLife Q3 profit falls 36% as derivatives losses weigh on results
Florida health, pet insurance, billing laws take effect Jan. 1
Connect for Health Colorado reports a modest enrollment slide for 2026
AM Best cuts U.S. health insurance outlook to negative
Illinois health laws expand coverage rules for insurers in 2026
Health insurance now drives U.S. career moves, survey shows
Healthcare costs overtake staffing as top risk for U.S. hospitals
Louisiana moves toward uniform insurance discounts for Fortified roofs
Inflation drives P&C claims higher as rate gains lose impact
US commercial P&C pricing cools as loss ratios improve worldwide
U.S. P&C insurers face inflation shock as loss costs surge
U.S. convective storm losses hit $42 bn in 9M 2025, Moody’s warns
NYC affordable housing hit by 150% insurance cost surge
Deck2 Capital closed its first platform deal by taking over Auto Europe
Deck2 Capital, the family office run by insurtech Cover Genius co-founder Chris Bayley, closed its first platform deal by taking over Auto Europe
Rising reinsurance M&A activity in 2026
Rising reinsurance M&A activity in 2026 is likely to open fresh opportunities in the run-off market, as insurers carve out non-core portfolios before and after transactions
Marsh moved to expand its footprint across Hawai‘i through
Marsh McLennan Agency moved to expand its footprint across Hawai‘i through the purchase of several privately held brokerages from Tradewind Group
Directors face rising legal risk as technology reshapes regulation
As technology rapidly evolves, so do the legal expectations placed upon directors. They must now navigate a complex regulatory landscape designed to address the growing risk
D&O insurance capacity in the US continues to exceed
Macroeconomic and geopolitical instability including the conflicts in Ukraine and the Middle East, coupled with the U.S. election year intensified market uncertainty
AI adoption and rise in cyber threats created new risk exposures for D&O
The adoption of artificial intelligence and the rise in cyber threats have created new risk exposures for directors and officers, reshaping corporate liability considerations
Directors and officers face regional complexities
Regional developments highlight the need for targeted risk management strategies tailored to the environments directors and officers operate in