Annual US auto insurance cost of full-coverage fell 6%
The average annual US auto insurance cost of full-coverage coverage fell 6% in 2025 to $2,144, according to Insurify. US auto insurance rates declined in 39 states
Auto Insurance
Auto insurance provides coverage for: Property – such as damage to or theft of your car, Liability – your legal responsibility to others for bodily injury or property damage and Medical – the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Florida advanced SB 632, trimming liability requirements for rideshare drivers
Florida Senate committee advanced SB 632 on a 6-3 vote, trimming liability requirements for rideshare drivers during the in-between phase of a trip
Georgia drivers are expected to save approximately $17.7 mn in 2026
The Office of the Insurance and Safety Fire Commissioner has announced that Georgia drivers are expected to save approximately $17.7 mn in 2026
US auto insurance costs continue to climb alongside vehicle prices
US auto insurance costs continue to climb alongside vehicle prices, tightening household budgets even as average premiums show short-term volatility.
New York households spent an estimated $1,935 on personal auto insurance
New York households spent an estimated $1,935 on personal auto insurance, the highest figure ever recorded in the state and the fourth-highest level nationwide
New York State is moving to rein in auto insurance costs
New York State is moving to rein in auto insurance costs, leaning on fraud enforcement and tighter payout rules aimed at drivers who abuse the system
Auto insurance premiums in California continue to climb
Auto insurance premiums in California continue to climb, placing the state third nationwide for rate increases despite a broader national slowdown in pricing.
US Auto insurers are cutting vehicle insurance rates after a sharp pullback in claims
Auto insurers across the U.S. are cutting vehicle insurance rates after a sharp pullback in claims, a reversal few predicted following years of post-pandemic premium hikes
Kin Insurance launched auto insurance for its home insurance customers in Florida and Texas
Insurtech Kin Insurance has launched auto insurance for its home insurance customers in Florida and Texas
New Jersey equires e-bike owners and riders to carry a license and insurance
New Jersey now requires e-bike owners and riders to carry a license, registration, and insurance following a series of deadly crashes that drew statewide attention in 2025
GEICO agreed to pay $900K to settle lawsuits filed by almost 1,500 call-center employees
GEICO agreed to pay more than $900,000 plus administrative costs to settle lawsuits filed by almost 1,500 call-center employees
U.S. 8th Circuit Approves Separate Recovery for Loss of Consortium in UIM Insurance
A Missouri spouse can recover loss-of-consortium damages independently of her husband’s underinsured-motorist benefits, the 8th U.S. Circuit Court of Appeals ruled
Lemonade Introduces Self-Driving Car Insurance for Tesla FSD Owners
Lemonade has launched Lemonade Autonomous Car insurance, a product built specifically for self-driving vehicles and initially available to drivers using Tesla Full Self-Driving software
Staged Auto Crashes on the Rise: Virginia Police Caution Against Insurance Fraud
Virginia State Police says auto insurance fraud tied to staged crashes and fabricated claims is rising fast, as more individuals attempt to extract quick payouts from insurers
Progressive to Offer $950 mn in Credits for Florida Auto Insurance Customers
Progressive plans to distribute up to $950 mn in credits to Florida personal auto policyholders, pointing to a quiet 2025 hurricane season and the impact of insurance reforms
EEOC and Tesla Start Mediation to Address Racial Harassment Issues
Tesla agreed to enter mediation with the U.S. Equal Employment Opportunity Commission in an effort to resolve a federal lawsuit accusing the automaker of tolerating severe
Illinois Bill 4373 Tightens Restrictions on Auto Glass Insurance Amid ADAS Growth
Lawmakers in Illinois are considering legislation that would reshape how auto glass claims and repairs operate, updating assignment-of-rights rules, adding new obligations for repair shops
Ohio bill pushes OEM choice in auto insurance repair claims
Ohio HB 636 would require auto insurers to disclose non-OEM parts and give policyholders the option to choose OEM components by paying the difference
Kathy Hochul signed New York’s Consumer Litigation Funding Act to slow rising insurance costs
Kathy Hochul has signed New York’s Consumer Litigation Funding Act, a measure supporters say reins in predatory third-party litigation funding and adds safeguards
Pennsylvania approved legislation for verifies motorists’ insurance coverage
Pennsylvania House of Representatives has unanimously approved legislation designed to overhaul how the state verifies motorists’ insurance coverage. The bill now heads to the state Senate
State Farm cuts Louisiana auto insurance rates for 1 mn drivers in 2026
State Farm will lower auto insurance rates by 5.9% for more than 1 million Louisiana drivers in 2026, even as homeowners face higher premiums
US nonstandard auto insurance segment posted a slight profit
The US nonstandard auto insurance segment posted a slight profit in 2025, marking a turnaround after two years of losses
ADAS tech reshapes crash handling for insurers and drivers
ADAS tech changed how cars behave on the road, and now it’s changing how insurers, repair shops and drivers handle even the most trivial collisions
State Farm cuts private-passenger auto rates in California by 6.2%
State Farm filed to cut average private-passenger auto rates in California by 6.2%, saying physical damage losses keep drifting downward and claims activity
North Carolina proposed 22% average increase in auto insurance rates
North Carolina Rate Bureau has proposed a 22.6% statewide average increase in personal auto insurance rates for policies effective Oct. 1, according to the state’s insurance regulator
Louisiana reviewing Bill 258, which adds penalty for insurers that raise auto insurance rates
Louisiana lawmakers are reviewing House Bill 258, which adds a financial penalty for insurers that raise auto insurance rates solely because a policyholder turns 65
House Resolution seeks to ban auto insurers from using non-driving-related factors
House Resolution 336 seeks to ban auto insurers from using non-driving-related factors such as credit scores, occupation, education
Telematics-based auto insurance has gained traction in Maryland
Telematics-based auto insurance has gained traction in Maryland, though its expansion has raised concerns over transparency and fairness