House Resolution seeks to ban auto insurers from using non-driving-related factors
House Resolution 336 seeks to ban auto insurers from using non-driving-related factors such as credit scores, occupation, education
Declining D&O insurance premiums likely unsustainable
D&O liability premiums have declined significantly in recent years, with some renewal accounts seeing rate reductions of 20–40%. However, David Blades cautioned that this trend
Underwriters in D&O insurance continue to benefit from significant price hikes
Directors and officers insurance market has experienced favorable results in recent years, but ongoing risks and market uncertainties could challenge sustainability
Directors and officers face regional complexities
Regional developments highlight the need for targeted risk management strategies tailored to the environments directors and officers operate in
AI adoption and rise in cyber threats created new risk exposures for D&O
The adoption of artificial intelligence and the rise in cyber threats have created new risk exposures for directors and officers, reshaping corporate liability considerations
D&O insurance capacity in the US continues to exceed
Macroeconomic and geopolitical instability including the conflicts in Ukraine and the Middle East, coupled with the U.S. election year intensified market uncertainty
Insurance customers say AI helps insurers more than policyholders
Insurance customers don’t reject artificial intelligence outright, but they’re convinced the technology mainly boosts insurer profits, not their own experience
Major insurers are scrambling to wall off their exposure to AI failures
AIG, WR Berkley, and Great American have each asked regulators to approve new exclusions letting them deny claims tied to the use or integration of AI systems
Carpe Data will provide insurers with instant access to fraud detection tools
Carpe Data folds its next-gen claims intelligence into Verisk’s ClaimSearch platform, a move that gives insurers instant access to its injury-claim fraud tools without wrestling
Planetun will audit a technology workflow for the Brazilian insurance market
Planetun says it’s pushing even harder into AI, not because it needs a fresh buzzword, but because demand for remote checks never retreated after the pandemic years
OpenAI flagged a jump in demand from insurers as generative AI models shift
OpenAI flagged a sharp jump in demand from insurers and financial firms as generative models shift from experiments to core infrastructure
Medica agreed to acquire selected contracts from UCare
Medica agreed to acquire selected contracts and assets from UCare, another Minnesota-based nonprofit health plan
Baldwin Group signs a definitive deal to merge with CAC Group
Baldwin Group signs a definitive deal to merge with CAC Group, a move that pushes both firms into territory usually reserved for the biggest independent brokerages in the US
Marsh moved to expand its footprint across Hawai‘i through
Marsh McLennan Agency moved to expand its footprint across Hawai‘i through the purchase of several privately held brokerages from Tradewind Group
Bridgehaven closed acquisition of Dublin MGA SureStone Insurance DAC
Bridgehaven Europe Holdings closed its acquisition of Dublin-based MGA SureStone Insurance DAC after regulators signed off, and the deal plants a clear flag
Deck2 Capital closed its first platform deal by taking over Auto Europe
Deck2 Capital, the family office run by insurtech Cover Genius co-founder Chris Bayley, closed its first platform deal by taking over Auto Europe
Insurtech bolttech picked up mTek, the Kenyan digital insurance platform
Insurtech bolttech has picked up mTek, the Kenyan digital insurance platform, in a move that strengthens its East African strategy and broadens its embedded-insurance engine worldwide
Skyward locked down the regulatory and shareholder signoffs
Skyward Specialty Insurance Group, an innovative specialty P&C insurance company, locked down the regulatory and shareholder signoffs it needed for its $555 mn takeover of Apollo
Cyber insurance keeps sprinting to match a threat environment
Cyber insurance keeps sprinting to match a threat environment that mutates every quarter, and it still feels behind the curve
New York DFS fines auto insurers $19mn over cybersecurity lapses
The New York Department hit eight auto insurers and agencies with more than $19 mn in fines after finding inadequate cybersecurity controls that exposed consumer data
Salesloft-Drift OAuth incident was a major cybersecurity breach
The Salesloft-Drift OAuth incident was a major security breach where attackers stole OAuth tokens from Salesloft’s development platform, which were then used to access customer data
Cyber insurance market to keep expanding at great speed through 2026
Cowbell expects the cyber insurance market to keep expanding at great speed through 2026. Rising cyber threat levels will push insurers to tighten controls
Wideum leans heavily into cybersecurity because remote-assistance software lives or dies on trust
Wideum leans heavily into cybersecurity because remote-assistance software lives or dies on trust. The company rebuilt its stack around tighter encryption
ASR stepped into the cyber market with a digital quote-and-bind product
Africa Specialty Risks has stepped into the cyber market with a digital quote-and-bind product aimed at businesses across the continent, starting with South Africa, Namibia and Mauritius
US Department of Labor filed the request after its new leadership stepped in
The 5th Circuit Court of Appeals granted the US Department of Labor’s move to walk away from its own appeal and leave the stay on the Biden-era fiduciary rule untouched
Washington Insurance Commissioner laid out a sharp set of 2026 priorities
Washington Insurance Commissioner Patty Kuderer laid out a sharp set of 2026 priorities that zero in on three pressure points: restitution authority, post-loss assignment-of-benefits bans
Louisiana Dept. of Insurance rolled out its first Insurance Pop-Up this week
The Louisiana Department of Insurance rolled out its first Insurance Pop-Up this week, dropping a temporary office into Lake Charles so residents could sit down with regulators
Connect for Health Colorado reports a modest enrollment slide for 2026
Connect for Health Colorado, the state’s individual marketplace for people who buy their own health insurance, reports a modest enrollment slide for 2026
Louisiana rolls out new unemployment insurance rules after lawmakers signed off
Louisiana rolls out new unemployment insurance rules after lawmakers signed off during the 2025 Regular Session, and the shift lands squarely on claimants’ weekly routines
Michigan regulator says auto no-fault law lowered insurance rates
Michigan’s Department of Insurance and Financial Services (DIFS) claims the state’s 2019 auto no-fault law cut rates and reduced the number of uninsured drivers
Dutch court drops bid to prosecute ex-ING CEO Ralph Hamers
The Hague Court of Appeal has closed the door on further prosecution of former ING chief executive Ralph Hamers, ending a long-running fight over the bank’s earlier
Georgia: Dunkin’ cashier stabbing covered by workers comp
Georgia’s Court of Appeals says the stabbing of a Dunkin’ cashier by an angry customer sits squarely inside the state’s workers compensation system, not the tort courts
Insurance losses from AWS’ outage “Amazonk” pegged $38-581 mn
Potential insurance losses from Amazon Web Services’ October 20 outage – which the firm dubbed “Amazonk” – between $38 mn and $581 mn
Telematics-based auto insurance has gained traction in Maryland
Telematics-based auto insurance has gained traction in Maryland, though its expansion has raised concerns over transparency and fairness
Florida health, pet insurance, billing laws take effect Jan. 1
Florida activates new laws on Jan. 1 covering state health benefits, pet insurance regulation, and faster refunds for medical overpayments
Directors face rising legal risk as technology reshapes regulation
As technology rapidly evolves, so do the legal expectations placed upon directors. They must now navigate a complex regulatory landscape designed to address the growing risk