Brit Group Holdings, a UK-based specialty insurance and reinsurance group, best known for trading under the Brit Insurance brand, said it has renewed its Brit US Hospital Professional Liability Consortium 7882 for 2026, extending a facility aimed at U.S. hospitals and health systems as capacity tightens, according to UK Insurance News.
The consortium carries a maximum capacity of $10 mn. Brit said it remains available for individual programmes and sits flexibly across multiple layers, with a focus on primary and lower excess placements.
This marks the fourth consecutive year of the offering. Brit said the structure continues to appeal as hospital buyers face thinner options in the liability market.
Tom Kennedy, class underwriter for healthcare liability at Brit, said the renewal maintains a fully syndicated placement backed entirely by Lloyd’s of London.
He said the approach gives clients access to diversified, pre-placed capacity at a point when limits for U.S. hospitals keep shrinking.
Brit pointed to pressure building across the sector. Hospital systems still carry post-pandemic financial strain. Social inflation keeps pushing settlement values higher.
Jury verdicts follow the same direction. Demand for professional liability coverage stays heavy under those conditions.
The consortium concentrates on core layers where buyers feel the squeeze first. According to Beinsure analysts, syndicated capacity at those attachment points has become harder to secure without longer placement timelines.
Brit also continues to expand its consortium model elsewhere. Last month, the company launched FI Cyber Max, an integrated cyber and financial institutions facility offering up to $20 mn of capacity for large financial clients.
That platform combines cyber, professional indemnity, directors’ and officers’ liability, and crime cover under a single structure. Brit said the aim is to cut friction where programmes span multiple lines and limits.
Policyholders in the FI Cyber Max offering gain access to Brit’s claims and risk management services alongside the capacity. The hospital liability renewal signals the insurer plans to lean further into consortium structures as markets stay tight.





